Quick. Clear. Reliable.

Business Financing Made Simple

Get the funding your business needs to grow. Fast approvals, competitive rates, and personalized service designed to help you achieve your goals.

Quick Pre-Qualification

No impact to credit score
Approval in minutes
Funding up to $500K
Get Started

Trusted by Thousands of Businesses

Join the growing community of successful business owners

$200M+
Funded to Date
10,000+
Businesses Served
4.9/5
⭐ Customer Rating
24hrs
Average Funding Time

Financing Solutions for Every Business

Choose from our range of flexible financing options designed to meet your unique business needs

📈

Term Loans

Perfect for larger investments

Up to $500,000
Repayment terms up to 18 months
Fixed payment schedule
Ideal for equipment, expansion, inventory
Learn More
💰

Working Capital

Flexible cash flow solutions

Starting at $25,000
Paid back from business receipts
Flexible repayment structure
Perfect for seasonal businesses
Learn More

Simple 3-Step Process

Get funded in as little as 24 hours

1

Apply Online

Complete our simple application in just minutes. No paperwork, no hassle.

2

Get Approved

Receive a decision quickly with our advanced underwriting technology.

3

Receive Funds

Get your money deposited directly into your business account.

Ready to Grow Your Business?

Join thousands of successful business owners who trust NorthBay for their financing needs.